Travel insurance for freelancers - will it benefit me?
May 4, 2020
As a freelancer, you’re probably pretty used to being forgotten in the scheme of things. There always seems to be extra hoops you have to jump through to achieve even the simplest tasks, from opening bank accounts to proving work history. If you’re a freelancer in the entertainment industry, the hassle can even seem to double. Will you have the same issues trying to get a holistic travel insurance policy that covers your work? Not at all! Today Hencilla Canworth and Performing Arts travel Insurance takes a closer look at getting freelancer insurance for those in the entertainment industry, and why it’s a step you should take today.
Why a solid travel insurance policy is a must for working freelancers
One of the big appeals in a freelancing career is that you can work anywhere. You’re not tied to a company or production house, but instead free to roam where the good gigs and cultural experience take you. While it can be a little fraught not knowing where you’ll be in a week, month, or year from now, it’s also immensely freeing, and could well be one of the most developmental stages in your career to date.
Yet it’s important not to just get caught up in the opportunities, and to take a realistic look at what the freelance life entails. With no employer guaranteeing a salary no matter what happens, it’s important that the ‘show must go on’, and that you’re able to earn your income without hiccoughs.
The reality is, however, that life is never entirely without hiccoughs- which is why we’re proud to offer freelancer insurance for those in the entertainment industry. With us guarding your back, you can keep your mind focused on your dreams instead.
What does entertainment travel insurance offer me?
What happens when something goes wrong on a trip? It’s a key question you need to ask yourself while you’re planning your journey, especially when your livelihood is at stake. Of course, nothing worth doing is without risk, and you can’t live trapped in a bubble by fear of the unknown! When it comes to travelling- and working- in a foreign country, those risks could be a tiny as a broken amp cable, commonplace like a lost bag, or a bag diverted to the wrong destination, or as catastrophic as a medical emergency. All on foreign soil, without your usual expertise and contacts. You can’t just hope for the best and go it alone.
That’s exactly why we took our years of experience in the insurance industry and put them to work to create a comprehensive performing arts entertainment insurance package that will always have your back. We worry about the risks, so you don’t have to. With flexible premiums that can cover you for one quick trip to the continent, or provide lasting annual coverage across multiple destinations a year, there’s a price point and a coverage level that’s perfect for you, too.
Do you offer coverage for medical events?
A key part of a holistic travel insurance plan is ensuring that you, and not just your event and it’s cancellation policy, are covered in the event of an emergency. We even offer coverage for many pre-existing conditions as standard, provided you can comply with the medical warranty on the package. Even if your condition is not covered as standard, rest assured a plan can usually be made. With a satisfactory medical screening, and perhaps a premium addition, we’ll soon have you covered and ready to travel.
Now I’m a freelancer covered with insurance, what else should I consider?
Now you’ve taken that important first step, and arranged your insurance for freelancers in the entertainment industry, you know you’re covered for cancellations, travel mishaps and medical issues. Why not take this time to check in on some other issues freelancers often forget to consider until it’s too late?
Visas: especially with Brexit looming, chances are you’ll need a Visa to travel and work in some destinations. Is all your paperwork in-hand?
Keeping in-touch: It’s worth considering how you’ll access the internet and keep in touch with loved ones (and your entertainment insurance company) as you travel. You may also need to consider using a VPN, depending on where you’ll be.
Finances: Have you cancelled monthly subscriptions like Netflix before you got on the plane? Have you considered international banking fees and other financial issues for the duration of your time out of the country? Now’s a great time to make sure you’re covered and can access your money when you need it.
Travelling as a freelance in the entertainment industry can be one of the most rewarding ways to see the world and develop your career too. You will need a little dedication to making sure you’ve got all your bases covered no matter where you are, and it takes a little discipline to ensure you’re keeping yourself accountable, but these are positive performance experiences that will stay with you for the rest of your life. With Hencilla Canworth and Performing Arts Travel Insurance ensuring you always have peace of mind, it’s time to sit back and enjoy the journey!