Business Travel Insurance - Not just for Business People

Working abroad in the entertainment industry can be one of the most enjoyable, rewarding experiences of your life, especially if exciting foreign travel is also on the cards. When we’re picturing our glorious adventure, however, we rarely stop to think of the what-ifs- especially about our wellbeing If you’re working abroad, what do you do for medical insurance? Fortunately, we at Hencilla Canworth have the performing arts insurance solutions you need. Let’s take a closer look.When you hear the words ‘Business Travel Insurance’, what comes to mind? Doubtless, you’re thinking of folks in fancy suits, jetting off around the world in pursuit of the stock market, right? Wrong! Business travel insurance is a versatile and effective corner of the insurance market, providing cover for thousands of people every year, across a huge range of professions. It’s industries like ours that provide hassle-free travel for professionals from the boardroom to the arts and beyond. Today Hencilla Canworth and Performing Arts Travel Insurance takes a closer look at everything you need to know about the business travel insurance industry- and how it’s here to work for you.

Redefining business for modern travellers

Especially if you have a career in the performing arts, there’s a very typical blind spot in our collective consciousness that tends to consider ‘business’ as something other people do. We work for our living, of course, but the ‘business’ stereotype is so strong in popular imagination that we tend to only think of boardrooms and upper management as being in ‘business’ fields. In fact, as an artist, you may find yourself actively rebelling against the notion that your art is also your business- that’s for stuffy figures in suits, not a creative like yourself! It’s easy to buy into this mindset, but it’s also going to be a great detriment to you. It’s perfectly possible to be a creative and still have a head for savvy business.

A key part of this redefined idea of business is ensuring you have the solid administrative ground backing you to let you focus on your art worry-free. In a key way, you lay down business-smart foundations purely to make sure you can express yourself creatively without worry. For a travelling artist, this is where business travel insurance can be a blessing.

Exploring the world of business travel insurance

Of course, while we offer packages tailored specifically for the performing artist, that’s far from the only form of business travel insurance you will find on the market. While the specifics like name and precise elements covered vary, you will typically find business travel insurance packages split into these key categories:

1. 'Administrative' packages. These are tailored packages designed to cover regular business trips which focus more on sealing deals or creating business frameworks than actually performing in any industry. Typically, they’re intended for the business traveller under the age of 75, and who doesn’t expect to do any form of manual labour, stunt or performance work during the trip.
2. 'Industrial' packages. Also intended for regular business travellers below 70, these are instead designed to provide coverage where physical or manual labour will be done.
3. 'Industry-specific' industrial packages. Here’s where highly-tailored packages like our specialist performing arts travel insurance stand out from generic coverage. Tailored specifically around the needs of a specific industry, these would mostly count under the ‘generic’ industrial business travel insurance banner. However, they cater only to members of specific industries, and are designed purely with the unique needs of that industry in mind. This means you have the full peace of mind of knowing you’re dealing with an insurance company well versed in the concerns and focal points of your unique business niche, and that you will be ‘speaking the same language’, as it were, throughout your insurance experience.
4. 'Annual business travel insurance'. Annual business travel insurance policies can be industrial, administrative, or industry-specific. While most insurance packages are structured around short-term travel plans, annual policies are specially tailored for the businessperson who knows they will travel a lot during the year. It enables you to consolidate all the individual premiums you’d pay to cover each trip throughout the year into one streamlined annual fee.
5. 'Additional medical coverage'. Most comprehensive business travel insurance will offer you cover for a standard range of medical emergencies and possibly even hospitalisation and repatriation. You may have existing conditions for which you require coverage, however. Or perhaps you simply wish to extend what is covered under the terms of your policy. Here’s where extended medical coverage can be a boon.

The advantages of business travel insurance

When you travel for business, you need comprehensive cover that’s flexible, smart and works with the unique needs you have as an artist. That’s why we’ve taken pains to create a performing arts travel insurance package that can grow and change with you as your needs shift, all the while providing you with the same high-quality service with a smile.

Keen to experience the difference that truly tailored business travel insurance can create in your life? Reach out to the Performing Arts Travel Insurance team today, and let us help you create a bespoke plan that gives you the peace of mind you need to focus on your art.