The A-Z of travel insurance for performers

Whether you’re an actor, singer, backing dancer, performer on a cruise ship or even an up-and-coming comedian heading out on their first international show circuit, one thing is for sure- travel isn’t just a holiday for you, but a key part of the way you work. While we can’t promise you a hassle-free show, with the right travel insurance in your pocket we can make sure there are no bumps on the way there. Today, Hencilla Canworth and the Performing Arts Travel Insurance team take a closer look at how excellent travel insurance will have your back every step of your international performance journey.

Bumpy ride? Not with performer's travel insurance!

No one likes to have their luggage go missing or miss a connecting flight when they travel. If you’re in the air for business purposes, however, it’s going to create chaos. It doesn’t matter how well you plan, how good your booking agent is, or how put-together your client is, either… you can’t always keep trouble at bay just with good planning. That’s why having your back covered with travel insurance specifically tailored with the needs of the performing artist in mind is key.

Think it won’t happen to you? Would you stake your reputation and career on that? While it’s very tempting to save some bucks and wing it, and you may even get away with that a time or two, the risk will catch up with you in the end. Especially in these globally unsettled times, where air traffic has taken a hit and borders can close at any moment. Finding yourself completely out of pocket, stranded in a foreign country, is a horrible lesson no one should have to learn first-hand- it’s wiser to give yourself the peace of mind of great travel insurance, instead.

What performers need specialist travel insurance?

Every performer who travels out of the country to work can benefit from a specially tailored policy that puts their needs front-and-centre. Travel insurance is designed to cover common travel risks. Typically, a comprehensive policy covers 3 main areas:

• Your trip being interrupted, delayed or cancelled
• Your baggage being delayed, stolen or simply lost
• Medical coverage while overseas

Each of these can have different priorities for you. An actor or a stand-up comedian, for example, may well be most concerned about missing their gig from the start because of an airline delay. Meanwhile, a cruise ship performer or artist on the way to a long-term gig at a holiday resort could be looking for travel insurance that will have their back even if their props and costumes for their show find themselves on a different flight for a while, provided that right cover is chosen.

No matter the specific area that would cause you the most chaos and disruption, any interruption in your travels will cost money, reputation and the chance to earn. No one wants to be trying to replace a key item of your act overnight in a foreign city, or spend the time you should be warming up and practising arguing with bored airline officials who don’t care.

You are not an average tourist, and have a lot to lose with even a small snag in your travel plans when you’re heading out of the country. Simple delays and innocuous mistakes that would be fun stories for a tourist can snowball into a damaged reputation or a subpar performance for you, costing you income along the way. With a good performer’s travel insurance in your pocket, you at least know someone has your back.

Why is their specialised artist’s travel insurance?

Most general travel policies you find on the net are for holiday tourists. They don’t take into account the very specialised needs of, say, a backup dancer with a long-term foreign gig at a holiday resort. In fact, most won’t even cover you at all if you’re earning an income while overseas!

Not only does Performing Arts Travel Insurance cover you as a working traveller, but we also tailor each policy around your exact needs, ensuring you have coverage in the area that concerns you most. Our rates start from as little as £19.92 for a single trip rate for a 10 day trip to Europe. We can offer annual and multiple-trip policies if you travel to work frequently, and will cover artists working throughout the globe, too. We’re also able to offer medical coverage, including many pre-existing conditions, if you’re able to comply with a basic medical warranty.

With insurance that doesn’t view you as a cookie-cutter traveller, but is instead shaped by the unique artistic needs of your profession, you’ll be able to ensure you’re paying for coverage where it really matters.

I already have limited local travel coverage in place - do I need more?

What if you’re heading out of your hometown, but only travelling locally? Many people already have ‘limited’ travel insurance options free with financial instruments like credit cards or other permanent insurance policies. Is this enough to keep you safe?

Only you can answer that question, with a careful look at exactly what these more limited policy options cover. Most likely you won’t be covered if working, and it’s doubtful if unique prop and luggage items will be automatically covered, so be sure to look carefully at these existing forms of insurance before making your final decision.

At the end of the day, it doesn’t matter what your performance niche is. Whether you’re heading out to a semi-annual position as a magician on a cruise ship, a resort dancer looking for a permanent overseas placement, or a comedian touring many countries in a few weeks, you need to know every step of your unique journey is covered. Get your specially tailored Performing Arts Travel Insurance policy today. The Hencilla Canworth team are waiting to hear from you.